Any type of property damage can result in devastating losses that take months and sometimes even years to repair.  These natural disasters can really occur at the worst possible times and interfere with one’s ability to live their life and/or run their business.  One less common type of loss that is less populated across the … Continue reading “Types of Loss: Sinkholes”

Insurance companies offer the business interruption insurance to provide business owners with the opportunity to ensure their property if a disaster ever occurs in which interferes with their ability to maintain normal operations.  This can be quite relatable at this point in time with the two Category 4 hurricanes that have made landfall within the … Continue reading “Business Interruption Insurance Claim”

Property damage can be devastating no matter the natural disaster.  However, most homeowners and business owners, do not realize how damaging wind can actually be.  Wind can cause tornado like damage and uproot trees when the speeds become high enough.  The results can be devastating.  High winds can rip roofs off of homes and result … Continue reading “Type of Loss: Wind Property Damage”

Floods are disasters that can occur without warning and can lead to complete devastation of structures and all physical property within that structure.  Floods can be life-threatening and result in tremendous stress.   Flood damage is defined as water that originates from the ground prior to entering and damaging the structure and the personal belongings … Continue reading “Types of Loss: Flood Damage”

Now, more than ever, hurricane damage is becoming an undesired reality among the residents of the United States.  With hurricane season just barely beginning, and already two Category 4 hurricanes directly hitting the U.S. there are millions of individuals who have suffered some type of loss directly related to the hurricane itself.  Hurricane Harvey swept … Continue reading “Types of Loss: Hurricane Damage”

Whether you are a condominium/community association property owner or tenet, when a disaster damages one’s property it can be quite devastating.  It is important to understand who is responsible for filing the insurance claim and what the policy covers in order to ensure that you will receive the appropriate reimbursement for all the losses incurred … Continue reading “Condominium Property Insurance Claims”

Any type of damage to one’s property, whether it be to their personal residential property or to their business, it can be devastating and quite expensive to rebuild those lost assets.  With insurance, the home owner or business owner has a false sense of security because some insurance companies will deny these claims when the … Continue reading “Water Damage Insurance Claims”

After hurricane Irma cleanup has been completed the insurance claim process begins. The first 30 to 60 days after a storm are crucial to protecting your insurance coverage for property damage and business interruption losses caused by the storm. We provide below the minimum steps that you should follow to ensure that you comply with … Continue reading “Hurricane Irma Quick Start Guide to the Insurance Claims Process”

Being a business owner can be difficult in an of itself, and with the added stress of a catastrophic event can devastate even the most successful, profitable business.  When that catastrophic event occurs that causes the business to incur such a devastating loss, the goal of the business owner is to restore functionality as soon … Continue reading “Commercial Insurance Claims”

Property damage to one’s residence can be devastating and life-altering. Everything one owns in a second can be destroyed. While these devastating events likely cannot be prevented, it is imperative to understand your insurance policy so that the appropriate settlement can be reached and you can be compensated for the loss incurred at the property … Continue reading “Insurance Claims: Residential Property Damage”