Today, at Coffey McPharlin, we are proud to share a significant victory—a six-year legal battle culminating in a victorious settlement for Mallory and her family. This settlement not only represents a financial win but stands as a testament to resilience and justice in the face of adversity.

The Beginning of a Long Journey

In April 2018, Mallory, a vibrant seven-year-old cheerleader, suffered catastrophic injuries in a boat accident on Black Creek. Initially, an insurance company offered a mere $25,000, claiming it to be the policy limit. Unbeknownst to Mallory’s parents, a second insurance policy applicable to her situation was concealed during these discussions. This oversight, coupled with the devastating impact of the accident on Mallory’s life, set the stage for a fierce legal challenge.

Overcoming Legal Hurdles

Our team at Coffey McPharlin discovered the existence of the second policy and pushed for rightful compensation. The insurers resisted, citing technicalities such as the boat’s horsepower being outside the homeowner policy’s coverage. This case eventually went to trial in Clay County, FL, where the jury recognized the depth of Mallory’s suffering and issued a substantial verdict in her favor.

The Power of Settlement

Last Friday, after years of courtroom battles, we reached a confidential settlement with the insurance companies. This settlement ensures that Mallory will receive the necessary funds to cover all past and future medical expenses, ensuring her continued recovery and care.

Community and Courage

Throughout her recovery, Mallory’s spirit was bolstered by her community. The #MalloryStrong movement, led by her cheerleading team at Island All-Stars, organized fundraisers and showed immense support, proving that no one has to face such battles alone.

A Beacon of Hope

This case is more than just a legal victory; it’s a beacon of hope for families navigating the complex web of insurance claims and legal hurdles. It underscores the importance of seeking knowledgeable and passionate representation in times of need.

We at Coffey McPharlin are ready to stand with you in your fight for justice, as we did for Mallory. If you or someone you know is facing similar challenges, please reach out to us. Let us help you turn the tide in your favor.