Rideshare companies like Uber and Lyft have made getting around easier than ever, but when accidents happen, these companies often prioritize their bottom line over your well-being. Their tactics can leave you dealing with the aftermath on your own, making it crucial to know how they operate and how to protect yourself. If you’ve been involved in a rideshare accident, understanding these strategies will help you take action and ensure you get the compensation you deserve.

This article will walk you through seven common tricks rideshare companies use after an accident and give you the tools you need to protect your rights.

 

1. Denying Responsibility

Rideshare companies often classify their drivers as independent contractors rather than employees. This allows them to avoid direct responsibility when accidents happen. Uber or Lyft may claim the driver is solely at fault, forcing you to deal with the driver’s personal insurance.

How to Protect Yourself:

• Confirm the driver’s rideshare status at the time of the accident. Was the driver transporting a passenger, on the way to pick someone up, or offline?
• Gather evidence to determine if the rideshare company’s insurance policy applies, such as screenshots of the trip status or timestamps from the app.
• Consult an experienced Uber accident lawyer or Lyft accident lawyer to evaluate your case and help navigate the legal complexities.

2. Minimizing Insurance Coverage

Rideshare companies advertise significant insurance coverage, but they may try to limit payouts by saying their insurance only applies if the driver is actively transporting a passenger. If the driver is waiting for a ride request, they may argue that coverage doesn’t apply.

How to Protect Yourself:

• Request a copy of the rideshare company’s insurance policy.
• Verify whether the policy applies under the circumstances of your accident.
• Work with an experienced rideshare accident lawyer to ensure the full insurance coverage is activated and you receive what you’re owed.

3. Shifting Blame to the Driver

Another common tactic is shifting the blame entirely onto the driver. Uber or Lyft might claim the driver violated company policies, such as driving distracted or under the influence, to void their insurance responsibility. This allows the company to deny coverage and place the burden solely on the driver’s personal insurance.

How to Protect Yourself:

• Collect as much evidence as possible from the accident scene. This includes photographs, police reports, and witness statements.
• Use dashcam footage or surveillance footage to show fault.
• Work with a lawyer who can investigate whether the rideshare company’s policies contributed to the driver’s actions.

4. Delaying the Claims Process

Delays are a common tactic insurance companies use to frustrate victims into accepting a low settlement. They might ignore communications, ask for excessive documentation, or drag out the review process.

How to Protect Yourself:

• Document every interaction with the insurance company, including emails, phone calls, and letters.
• Set deadlines for responses and follow up regularly.
• If delays continue, consult a rideshare accident lawyer who can push the process forward and make sure the company doesn’t take advantage of you.

5. Disputing Injury Severity

Rideshare companies or their insurers may try to downplay the seriousness of your injuries. They might claim your injuries were pre-existing, unrelated to the accident, or exaggerated, hoping to reduce the amount they owe.

How to Protect Yourself:

• Seek medical attention immediately, even if your injuries seem minor.
• Keep detailed medical records, including diagnoses, treatments, and expenses.
• Avoid talking about your injuries with the rideshare company without a lawyer present.

6. Offering Quick, Lowball Settlements

Rideshare companies know that accident victims are often financially stressed and eager to resolve their claims. They might offer a quick settlement, hoping you’ll accept it without realizing the full extent of your injuries.

How to Protect Yourself:

• Never accept the first settlement offer; it’s almost always too low.
• Consider the long-term costs of your injuries, such as medical bills and lost wages.
• Consult an Uber accident lawyer or Lyft accident lawyer to negotiate a fair settlement.

7. Hiding Behind Arbitration Clauses

Many rideshare companies bury arbitration clauses in their terms of service, which prevent victims from filing lawsuits in court. Instead, disputes must be resolved through arbitration, a process that often favors the company.

How to Protect Yourself:

• Review the rideshare company’s terms of service to understand your legal options.
• Consult an attorney to determine if you can challenge the arbitration clause in your jurisdiction.
• If arbitration is required, work with an experienced attorney to present a strong case and maximize your compensation.

Common Causes of Uber and Lyft Car Accidents

There are many reasons Uber and Lyft car accidents occur, but the following six causes are generally responsible for the majority of accidents:

• Distracted Driving: Texting, using a phone (even hands-free), adjusting the radio, or looking at GPS.
• Driver Fatigue: Long hours and lack of rest can impair a driver’s ability to stay alert, similar to the effects of alcohol.
• Scanning for Passengers: Drivers constantly look for their passengers, which can result in sudden stops or inattentive driving.
• Car Malfunctions: Poor vehicle maintenance can lead to serious issues like tire blowouts or brake failure.
• Driving Under the Influence: Despite the availability of rideshare services, some drivers may still drive under the influence of alcohol or drugs.
• Reckless Driving: Tailgating, speeding, and other reckless behaviors can lead to devastating accidents.

 

The Role of Evidence in Rideshare Accident Cases

In any personal injury case, evidence plays a crucial role in establishing fault and securing compensation. This is especially true for rideshare accidents, where liability may not always be clear. To strengthen your case, gather as much evidence as possible at the scene. This includes taking photos of the vehicles, getting contact information from witnesses, and requesting a copy of the police report. Many rideshare companies, like Uber and Lyft, also track driver activity via their apps, and these records can serve as key evidence to prove the driver’s fault. Working with an experienced Uber accident lawyer or Lyft accident lawyer ensures that all potential sources of evidence are identified and preserved.

How Long Do You Have to File a Rideshare Accident Claim?

In personal injury cases, there’s a time limit for filing a lawsuit, known as the statute of limitations. In the case of a rideshare accident, this period can vary by state (generally two years). Failing to file a claim within this window could mean forfeiting your right to pursue compensation. This is why it’s essential to consult with a rideshare accident lawyer as soon as possible after your accident. Your lawyer will ensure that all legal deadlines are met, protecting your right to seek the compensation you’re entitled to.

The Importance of Legal Representation

Dealing with a rideshare company after an accident can be overwhelming. Their insurance representatives are skilled negotiators trained to minimize payouts, and their legal teams are prepared to defend the company’s interests. That’s where having a qualified rideshare accident lawyer by your side becomes crucial.

An experienced rideshare accident attorney can help by:

• Determine whether the rideshare company is liable for your damages.
• Ensure all applicable insurance policies are activated.
• Handle negotiations with the insurance company.
• File a lawsuit if a fair settlement cannot be reached.

If You’ve Been Injured in a Rideshare Accident, We’re Here to Help

At Coffey McPharlin, we understand the challenges you face after a rideshare accident. Don’t let Uber or Lyft’s legal team take advantage of you. Contact our experienced rideshare accident lawyers today for a free consultation. We are dedicated to fighting for your rights and ensuring you get the compensation you deserve. Let us help you navigate the legal process and secure the justice you deserve.